Who can join
- You're of legal age in your province or territory.
- You're a Canadian resident where the service is offered.
- You can provide accurate, truthful details to set up your membership.
- You have a bank account for the secure verification step and to receive your cashback by Interac e-Transfer.
What you'll need
- A few basic details — name, contact info, and the essentials to create your account.
- Secure bank verification — we use instant bank verification (IBV), not a traditional credit check, to recommend the right package.
- A few minutes — most people finish signing up quickly and get their bonus the same day.
Good to know
- No credit check. Checking your options never affects your credit score.
- All credit welcome. A low score or thin history doesn't shut you out.
- No obligation. You're in control and can review your options before deciding.
- Not a loan. Wealth IQ is an education membership with a cashback bonus — see how cashback works.
Have a question we didn't cover? Check the FAQ or get in touch.
Ready to check your options?
It takes a minute, with no obligation and no credit impact.
See If You Qualify